Power smarter B2B lending with Encode.

A modern loan management platform built for commercial lenders and business operators.

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Trusted by top teams.

Driving real business outcomes.

1K+

total teams

10min

onboarding time

99.9%

platform uptime

Adapt as you expand.

Double your team's productivity.

Keep your data private.

Secure at every touchpoint.

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Finally, a platform that understands commercial lending. The flexibility of loan structures and reporting is unmatched.

Emily Brown, CEO

Stay updated

Encode’s real-time alerts keep your team in sync and your  workflows moving.

Insights

Make smarter lending decisions with real-time data and performance metrics.

Track Payments

Get full visibility into payment progress. View statuses and logs in real-time.

Transactions

Track and manage every disbursement and repayment with full transparency.

AI Assistant

Save time and enhance your workflow with in-built AI to streamline tasks.

Dashboard

View all your loans, payments, and cash flow insights from one unified center.

Collaborate

Encode makes it easy for lending, finance and other teams to work together.

Real-time sync

Integrate with QuickBooks to instant sync payments and loans efficiently.

Built for Teams Like Yours

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“Encode's flexibility lets us structure complex deals without involving devs every time.”

Ethan Grant

Head of Product at FundCore

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“We launched a new credit product in under a month using Render's onboarding features"

James Park

CEO at Fairlane Finance

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“What sets Encode apart is ease of use. Our clients love the borrower portal. We love the reporting.”

Simran Sharma

COO at VentureFox

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Questions?

We have answers

Is Encode only for commercial lenders?

While we’re purpose-built for commercial credit, Encode also serves fintech and business lenders managing complex loan products.

Can we customize workflows?

Absolutely. Encode is fully configurable, so you can mirror your existing processes and automate where needed.

Do you support payment automation?

Yes. Encode includes native payment tools for disbursements, collections, and recurring transactions.

Is my data secure?

We’re SOC 2 Type II compliant and use bank-grade encryption across all touchpoints.

How long does implementation take?

Most customers go live in within a week with support from our onboarding and solutions teams.